The City of Union City is pleased to announce that our Owner-Occupied Rehabilitation (OOR) Program—funded through the Indiana Office of Community & Rural Affairs (OCRA) Community Development Block Grant—has progressed into the contractor-selection phase. Thanks to careful project management and lower-than-expected construction costs on several approved homes, the City still has approximately $75,000–$100,000 available from this first round of funding.
Rather than return these dollars to the state, Union City will reopen the application window to assist additional qualifying homeowners.
Application Window
Now through Friday, December 15, 2025 (end of business).
Applications must be received at the Union City Municipal Building. Each submission will be date- and time-stamped upon arrival, which may be used as a determining factor if the number of qualified applicants exceeds available funds.
Who Can Apply
This program is income-based and is designed to help low- and moderate-income homeowners complete essential health-and-safety repairs. To qualify, applicants must:
Own and occupy their home within Union City limits
Meet income eligibility requirements
Provide all necessary documentation included in the application packet
Available Assistance
Eligible homeowners may receive up to $25,000 per property for critical home repairs. Qualifying improvements include:
Roof replacement or repair
HVAC system replacement
Electrical upgrades
ADA accessibility modifications (up to the entry threshold of the home)
These funds are grants, not loans—homeowners do not make payments back to the City.
Why Timeliness Matters
Because funds are limited and demand is expected to be high, residents are strongly encouraged to submit applications as soon as possible. If the City receives more qualified applications than available funding can support, the date/time stamp will be used to determine which applicants are included in this round.
How to Apply
Application packets are available on the website here,
or in person at:
Union City Municipal Building
105 N. Columbia St.
Union City, IN 47390
Completed applications must be returned to the city building before December 15, 2025.
If you have questions or need assistance with the application, please contact City Hall at (765) 964-6534.
A Valuable Opportunity for Homeowners
The OOR Program exists to help local residents address costly repairs that improve safety, comfort, and long-term home stability. The City strongly encourages all qualifying homeowners to take advantage of this opportunity while funds remain available.